Mortgage News Matters

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How to Navigate a Seller’s Market

Since the start of last year, homes for sale have been on the decline, while housing prices have continued to rise. The combination of stay-in-place orders brought on by the pandemic and the rise of low mortgage rates in efforts to encourage homebuyers has only widened the gap between supply and demand. Because of this, […]

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Is the Lowest Rate the Best Rate?

Homebuyers who are new to the market may find themselves asking the common question, ‘Is the lowest rate the best rate?’ It’s a good question to ask because the answer can be somewhat complicated. The short answer is no. In some cases, even, a borrower might end up paying more for a lower rate. This […]

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7 Reasons to Get a Home Inspection

Buying a new home is one of the biggest financial decisions one can make throughout one’s lifetime. Though it may be tempting to move in as soon as you sign on the dotted line – it can be extremely beneficial to get advice from a professional before doing so. From saving money to providing peace […]

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How to Choose the Best Mortgage for You

Any homebuyer will tell you that choosing the perfect mortgage is just as important as choosing the perfect home. For many, buying a home with cash is not possible, which is why finding the right mortgage loan program is essential. When choosing the right mortgage for you, it is important to find one that works […]

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What is Mortgage Insurance?

Mortgage Insurance, sometimes referred to as Private Mortgage Insurance, is an essential element of the home buying process. By making it possible for a homebuyer who does not meet the qualifications to receive a mortgage loan, mortgage insurance, provides assurance to the lender in the event that the borrower is unable to continue making their […]

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How to Choose a Real Estate Agent

When it comes to home buying – choosing the right real estate agent for the job is no easy feat. It is a decision that should be done with much thought and care.  And for that reason, we’ve provided a ‘How To’ guide to choosing the best real estate agent for you! Focus on an […]

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Zero Down and Low Down Payment Mortgage Options

For buyers currently looking to purchase a home – affordability is the name of the game. And finding a mortgage loan that requires zero – or low down payments, is essential to their home buying process. Fortunately, VanDyk Mortgage provides a variety of mortgage loan options with low or no down payments required for our […]

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Tips for Buyers in a Seller’s Market

Finding yourself a buyer in a seller’s market can often feel intimidating. When inventory is low, and demand is high, sellers are the ones who hold all the leverage.  This is why finding your competitive edge is critical to the home buying process. To make sure you stand out from the crowd, consider using our […]

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How to Build and Maintain A Good Credit Score

A good credit score is essential to any new or prospective homebuyer. It’s what will show your lender the likelihood that you will be able to pay back your debt. So, we’d say it’s pretty important! The first step towards building and maintaining a good credit score is to first determine your credit standing. You […]

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10 Tips for Staging Your Home to Sell

Once you’ve decided to sell your home, you’ll need to start thinking about the next step: Home Staging. Staging is the setting and arranging of your home to appeal to potential buyers. Different than decorating, it does not convey a sense of style, rather sets the stage for others to imagine themselves living there. It […]

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