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What are the Benefits of Renting vs. Owning your Home?

Deciding whether to rent or own a home is a personal choice that requires careful consideration. In order to help you eliminate biases and make the right choice for your unique situation, we’ve listed the benefits of each below: Benefits of Renting: Lower Acquisition Cost. Typically, buyers need an average of 3.5% – 23% of […]

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What Does a Lender Look for When Approving My Loan?

When beginning the pre-approval process, most lenders are looking for a few major things: Credit History, Capital, Employment, and Collateral. Credit & Credit History. Lenders will use your current credit and past credit history as an indicator of your ability to repay your debt. They will look at how much you currently owe, how often […]

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What is the Difference Between Pre-Qualification and Pre-Approval?

Many home buyers know that pre-qualification and pre-approval are necessary steps in the home buying process, but not many understand how they differ, or when each action is required. To help, we’ve broken down the process of each, and what – you as a home buyer – will need to provide. What is pre-qualification? Pre-qualification […]

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Sit Down with Steve Richman

We sat down with VanDyk’s new National Director of Strategic Growth and Branding, Steve Richman to talk about his new role and his plans on growing the team with a thoughtful approach while building brand awareness and bringing an exceptional client experience to every interaction. Q: Why do you want to work with VanDyk? Q: […]

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