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7 Questions to ask your Lender when Obtaining a Pre-Qualification Letter

Pre-qualification is an essential first step in the home buying process. It determines how much money you can borrow and gives you insight into what your mortgage options are – allowing your lender to better identify your unique needs and goals. To help you best get prepared, we’ve listed 7 important questions to ask your […]

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What are the Benefits of Paying with Mortgage Points?

We’ve said it before and we’ll say it again, purchasing a home is one of the biggest financial decisions one can make in their lifetime. Those home buyers who could use help with financing may want to consider using mortgage points. What are Mortgage Points? Mortgage points, or discount points, are fees paid to the […]

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What are the Benefits of Buying a Foreclosed Home?

Buying a foreclosed home can be beneficial to home buyers in a variety of ways. The main one being – it’s attractively low price. With most sold well below market value, foreclosed homes can be a great option for homebuyers looking to spend less! What is a foreclosed home? A foreclosed home is a property […]

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Is Delayed Financing Right for You?

What is delayed financing? Delayed financing is when a buyer pays for their home upfront with cash, and then immediately obtains a mortgage after the home is purchased. What are its advantages? The biggest advantage of delayed financing is the power of paying cash. A cash offer provides buyers with a competitive edge and allows […]

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