As a homeowner, you may have some spaces within your home that could benefit from a little upgrading. Whether or not you plan on selling your property or would just like to enjoy a few simple upgrades to make your home feel newer, there are several ways to increase your return on investment through home […]
When purchasing a home, it is important to keep in mind that the total cost includes more than just the original sale price. Planning for these unexpected costs is the best way to ensure a seamless home-buying experience. So, what are they? Down Payment A down payment is the cash you pay upfront when purchasing […]
According to an analysis done by Down Payment Resource, there has been an overwhelming amount of mortgage loan applications declined. It was determined that it was due to either insufficient cash-to-close or disqualifying debt-to-income ratios. These declined loan applications represent $3.7 billion in volume furnished by mortgage lenders. Most of these denied applications would have […]
In order to apply for a mortgage, you will need to have a few important documents on hand for your VanDyk Mortgage Loan Originator. This will help verify your employment history, creditworthiness, and overall financial situation. This will also ensure that you can easily make your payments and that you meet all the underwriting guidelines. […]
