VanDyk Mortgage Corporation

Home Purchase

Your path to homeownership starts here!

Whether you’re a first-time buyer or moving up, we’ll guide you through the loan process step by step. Get pre-approved today! Apply online or call us at 1-888-482-6395 to connect with a loan officer.

Once you apply, we can review your information for pre-approval. A pre-approval. helps you understand how much home you can afford, strengthens your offer when house hunting, and allows you to address any credit considerations upfront.

Mortgage Loan Options

Conventional:

Perfect for buyers with strong credit and savings

Federal Housing Administration (FHA):

A great option for affordable first-time
buyers

Rural Housing (USDA):

A great option for affordable first-time
buyers

Veteran Affairs (VA):

Specialized options for veterans and military service members

Adjustable Rate:

Offers the lowest starting rates available

Specialty Loans:

Designed for borrowers with unique financial or property requirements

30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 4.375% and 75.00% loan-to-value (LTV) is $998.58 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.635%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.75% and 75.00% loan-to-value (LTV) is $1454.45 with 2 points due at closing. The Annual Percentage Rate (APR) is 4.214%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.