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Specialty Loans

Unique Borrower Needs

Down Payment Assistance Loans

Helps reduce upfront costs for eligible homebuyers.

Jumbo Loans

Provides higher loan limits for luxury properties in high-cost areas.

Bridge Loans

Short-term financing to help buy a new home before selling your current one.

Native American Loans

Specialized loans supporting homeownership for Native Americans via the HUD Section 184 program.

ITIN Loans

Provides financing options for borrowers without a Social Security Number.

Foreign National Loans

Offers flexible solutions for non-U.S. citizens seeking homeownership.

Reverse Mortgage Loans

Unlocks home equity for homeowners aged 62+ to supplement retirement income.

Credit Challenges

Non-QM Loans

Flexible financing for borrowers who don’t meet traditional lending standards.

Derogatory Credit

For borrowers with credit-related events who don’t meet standard agency waiting periods.

Post-Bankruptcy Loans

Helps borrowers recover from financial setbacks and reestablish homeownership.

Self-Employed

Bank Statement Loans

Uses bank deposits to qualify instead of traditional income documentation.

No Ratio Loans

No income or debt ratio required— focused solely on down payment and credit.

Asset Qualifier Loans

Designed for borrowers with significant assets to qualify without income verification

Investors

Investment Property Loans

Financing for buying or refinancing rental properties.

Fix and Flip Loans

Short-term financing for renovating and reselling properties.

Investor Cash Flow Loans (DSCR Loans)

Qualifies based on rental income rather than personal income.

Construction or Renovation Projects

Construction Loans

Financing to build your dream home from the ground up.

Renovation Loans

Covers upgrades and improvements for your existing property.

Unique Property

Condotels

Flexible financing for short-term rental properties that combine hotel-like amenities with condo ownership.

Agricultural Properties

Specialized loans for purchasing farms, land, or rural residential properties.